Sobre Plaid

Plaid is a cloud-based financial solution that helps users establish a connection between applications and bank accounts to access banking data. It allows to authenticate accounts, check balances, verify identity, validate income, verify assets and more. Designed to facilitate both lenders and borrowers, Plaid offers secure access to the bank information. It offers a host of features including transaction history, Automated Clearing House (ACH) authentication, real-time account balance, assets verification, employer verification and more. Additionally, it allows verifying email, mailing address, phone number and generating reports in JavaScript Object Notation (JSON) and Portable Document Format (PDF). Providing information on geolocation, merchant, and categories, Plaid directly integrates with any digital loan application to provide real-time updates. Pricing of the offering is based on the number of instances and per month basis. Support is extended via online help desk.
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precios de Plaid

Plaid dispone de una versión gratuita y no ofrece una prueba gratis.

Precio inicial:
Sin información del proveedor
Versión gratuita:
Prueba gratuita:
No

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Opiniones de Plaid

Calificación general

¡Escribe una reseña!

Evaluación de función

Relación calidad-precio
5
Funcionalidad
4.5
Facilidad de uso
4.5
Asistencia al cliente
5
5 opiniones sobre 14 Ver todas las opiniones
Erin C.
  • Sector: Hostelería
  • Tamaño de la empresa: Trabajador autónomo
  • Software usado A diario durante Más de dos años
  • Fuente de la reseña
Relación calidad-precio
5
Funciones
5
Facilidad de uso
5
Asistencia al cliente
5

5
Publicado el 24/2/2021

Instant banking access

Puntos a favor

I so love the Plaid software it makes it so easy to login directly to your online banking account. It has several online banking services listed to enter any of your accounts. Makes it so you dont have to always enter your card number and information makes it feel a little more secure.

Puntos en contra

There is not absolutely one negative down fall to this software. I applaud the creator of this software.

Diamond A.
  • Sector: Contabilidad
  • Tamaño de la empresa: 2-10 empleados
  • Software usado Otro durante 1-5 meses
  • Fuente de la reseña
Relación calidad-precio
5
Funciones
5
Facilidad de uso
5
Asistencia al cliente
5

5
Publicado el 18/5/2021

Easiest thing to use!

Overall, I have had an excellent experience with Plaid. I had to contact customer service just 1x and I was able to get a human quickly. I recommend it!

Puntos a favor

This is basically a one touch system, you simply login with your credentials and the system does the rest...this makes explaining the process to customers the easiest thing ever!

Puntos en contra

I do not have any qualms with the software. This is the first time I have used a software to quickly and easily help customers connect their banking systems and I love Plaid!

Dj R.
  • Sector: Automatización industrial
  • Tamaño de la empresa: 2-10 empleados
  • Software usado A diario durante 6-12 meses
  • Fuente de la reseña
Relación calidad-precio
0
Funciones
1
Facilidad de uso
1
Asistencia al cliente
0

1
Publicado el 15/9/2020

WaveApps.com reliance on Plaid a horrible decision!

WaveApps is slowly committing suicide by using Plaid as it is currently supported.

Puntos a favor

Nothing, really... That's the point of this review.

Puntos en contra

Account connections with mainstream institutions like AMEX regularly break. The connection must be deleted and recreated each time there is a problem. Kind of defeats the purpose of an automated link.

Connections to smaller institutions or banks don't stand a chance with Plaid. Reported problems don't get rectified presumably based on the biggest "squeaky wheel" institution getting priority. Ever since WaveApps converted to Plaid, I must do a manual bank upload to Wave to update my accounts. Again, kind of defeats the purpose of an automated link, don't you think.

David V.
  • Sector: Servicios financieros
  • Tamaño de la empresa: 11-50 empleados
  • Software usado Semanalmente durante Más de un año
  • Fuente de la reseña
Relación calidad-precio
4
Funciones
4
Facilidad de uso
4
Asistencia al cliente
3

4
Publicado el 5/6/2021

Plaid is the only game in town for connecting to any financial service

We use Plaid to check bank balances and to accept ACH payments. It works great for both purposes.

Be aware that some financial platforms (banks) are hostile to Plaid (to the extent of suing Plaid) and have sporadic availability.

Some platforms have an arrangement with Plaid that requires you to complete additional documentation steps, like sharing your security policies and business information. Presumably, you get more reliable integration in exchange.

For our use case, the cost of Plaid is trivial, but to accept ACH payments, Plaid integrates with Stripe, which does charge a fee for the actual payment.

Bottom line, no other service can offer what Plaid can, so if you want your customers to connect to their financial institution to your product, Plaid is your only option.

Puntos a favor

Plaid is relatively easy to setup and use. The API documentation is great and API credential setup is easy. The SDK supports all common platforms, and rich code samples are provided.

Puntos en contra

Getting approved for production access was a paid. The support team ignored requests. We had to create a second account, which was finally approved. Why this was needed is a mystery.

Plaid will push an expensive monthly plan, but it's not needed for sporadic access.

Stephanie L.
  • Sector: Servicios financieros
  • Tamaño de la empresa: Trabajador autónomo
  • Software usado A diario durante 6-12 meses
  • Fuente de la reseña
Relación calidad-precio
5
Funciones
5
Facilidad de uso
5
Asistencia al cliente
5

5
Publicado el 26/3/2021

Best app to use to connect your bank accounts

My overall experience was great I use it to pay my bills and when I’m playing games I can use plaid to log in and make a purchase. It’s very convenient

Puntos a favor

I like that you can connect your PayPal account ti have a more secure way to pay for things over the internet. You can also connect your bank account ir other credit cards.

Puntos en contra

What I liked least about this software is that it doesn’t accept all debit cards as form of payment.

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